The autumn evening cohort schedule is now posted on the Upcoming Sessions page.
Every participant starts in the same place: a shared Foundations module. From there, the curriculum branches according to the event that brought each person to the program.
Written lessons and short exercises, released weekly, worked through independently on your own schedule.
Six to ten participants meet weekly with a facilitator, either in Rzeszów or over video call, working through the same material together.
A private session with a facilitator to apply a topic directly to your own budget and circumstances.
Covers gathering documents, mapping current income and fixed costs, and separating short-term concerns from longer-term ones. This module gives every participant the same starting picture, regardless of which event brought them to the program.
Addresses adjusting a household budget around reduced or paused income, sequencing which obligations to address first, understanding unemployment benefit basics in Poland, and preparing a working budget for a return to income.
Covers medical costs alongside reduced income, navigating sick leave and disability benefit paperwork, and adjusting a budget for an uncertain return-to-work timeline. This track moves more slowly through the early weeks by design.
Addresses separating joint accounts and shared debts, building an individual budget from a previously combined one, and planning for new fixed costs such as separate housing. Sessions are structured so each participant can attend independently.
A physical workbook with worksheets for each session, kept afterward as a reference.
Group sessions are recorded for participants who miss a week, available for a limited period after each cohort.
A short written prompt sent between sessions, meant to take a few minutes rather than an assignment.
A final session to consolidate what was covered and identify which topics may need revisiting later.
Simple templates for budgeting, correspondence, and organizing paperwork relevant to the chosen track.
Sessions are led by facilitators with a background in financial counseling or social work, trained specifically in the pacing and neutral framing this program relies on. You can read more about the person currently leading most Rzeszów cohorts on the Contact page.
